Don't forget to factor in closing costs when considering a home sale or purchase. Your Global Agents - Coldwell Banker Real Estate is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 941-504-9232 if your needs include a professional REALTOR® ready for the business side of buying and selling.

Closing costs you should expect

There are certain standard costs associated with closing the sale of a house. These fees are commonly split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through the process.

Closing costs that are loan-related    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the highest sales price, but I'll also push for reduced closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you are aware of exactly what you're paying for.

Buyers: When purchasing a house in Sarasota County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not surprised when you come to closing time. I'll be happy to look at the GFE with you, answering your questions and highlighting any estimates that seem questionable.

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